Professionals Focused on Your Needs
We each devote ourselves to results that resonate with your intentions and very best interests, no matter the situation.

Mr. Samuel T. (Shmully) Zand
Samuel T. Zand, Esq., is a seasoned legal professional with a distinguished career in real estate law. As one of the founding principals of Zand & Fine LLC, he brings close to two decades of expertise in overseeing sophisticated real estate transactions. Samuel’s proficiency extends to commercial and residential contracts, closings, and lease negotiations, with a specialized focus on commercial leases and refinance representation. His diverse legal background also includes work in business transactions and mortgage restructuring and defense litigation. With a passion for people and for the intricacies of real estate transactions, Samuel T. Zand continues to make impactful contributions to the legal landscape, earning a reputation for excellence, trust and dedication in every facet of his work.

Mr. Michael L. (Moshe) Fine
Michael L. (“Moshe”) Fine, Esq., has 25+ years of diverse experience in transactional law and litigation. Michael recently relocated to the greater Lakewood, New Jersey, area from Ohio. Having formerly been the co-managing attorney of a boutique employment and complex commercial litigation law firm and having founded his own private practice in Ohio, Michael brings strong project and case management experience as a founding principal member at Zand & Fine LLC. His background includes mergers and acquisitions; business contracts; real estate transactions; negotiating investment deals domestically and internationally; advising on clients’ contract and employment matters; and litigating business, employment, consumer fraud, and class action cases. Michael has also served as a mediator and arbitrator, and he currently arbitrates payment disputes between medical providers and insurance companies. Michael has active licenses to practice law in New Jersey and Ohio.
Ms. Fay Josovitz
Fay Josovitz, Esq., serves as Of Counsel to Zand & Fine LLC, working alongside the firm’s principals on residential and commercial real estate matters. From contract through closing, she brings a careful, detail-driven approach to every file, reviewing documents, anticipating issues before they become obstacles, and keeping clients informed at each stage of the transaction.